# Swift Deal Funding

> Swift Deal Funding is a direct private lender specializing in transactional funding for real estate investors and wholesalers. We provide same-day capital for four products: Earnest Money Deposit (EMD) funding up to $500K, Double Close funding for A→B→C wholesale transactions up to $100M+, Stack/Morby Method funding up to $10M for deals with seller carry-back, and Echo funding up to $10M for transactional down payments. We fund in all 50 US states with standard turnaround of ~48 hours from application to wire-ready (same-day possible for complete files). No credit checks, no income verification — deal-secured funding only.

## Transactional Funding Products

- [EMD Funding](https://swiftdealfunding.com/emd-funding): Earnest Money Deposit funding up to $500,000 for inspection/due-diligence period deposits. Pricing: 5% upfront + 20% at close, or 10% upfront with 0% at close.
- [Double Close Funding](https://swiftdealfunding.com/double-close-funding): Same-day A→B→C funding for wholesale double closings, up to $100M+. Pricing: 1.25% up to $1M, lower percentages above.
- [Stack Funding (Morby Method)](https://swiftdealfunding.com/stack-funding): Cash for closing on deals with seller carry-back covering down payment, up to $10M. Flat 2.5% fee.
- [Echo Funding (Transactional Down Payment)](https://swiftdealfunding.com/echo-funding): Funds end-buyer's down payment, repaid from seller proceeds. Up to $10M. Flat 2.5% fee.

## Additional Services

- [Hard Money & DSCR Loans](https://swiftdealfunding.com/hard-money): Asset-based long-term financing for fix-and-flip, buy-and-hold, and refinance.
- [Free Proof of Funds Letters](https://swiftdealfunding.com/proof-of-funds): Standard POF letters available free for active wholesalers.

## Service Area

Swift Deal Funding operates in all 50 US states.

- [States We Lend In (index)](https://swiftdealfunding.com/states): All 50 states with market context.
- [Top Real Estate Investor Cities (index)](https://swiftdealfunding.com/cities): 50 highest-volume RE investor markets.

## Top Markets by Product

### EMD Funding (Earnest Money Deposits)
- [EMD Funding Texas](https://swiftdealfunding.com/emd-funding-texas)
- [EMD Funding Florida](https://swiftdealfunding.com/emd-funding-florida)
- [EMD Funding Georgia](https://swiftdealfunding.com/emd-funding-georgia)
- [EMD Funding California](https://swiftdealfunding.com/emd-funding-california)
- [EMD Funding Houston TX](https://swiftdealfunding.com/emd-funding-houston-tx)
- [EMD Funding Atlanta GA](https://swiftdealfunding.com/emd-funding-atlanta-ga)
- [EMD Funding Phoenix AZ](https://swiftdealfunding.com/emd-funding-phoenix-az)
- [EMD Funding Tampa FL](https://swiftdealfunding.com/emd-funding-tampa-fl)

### Double Close Funding (A→B→C)
- [Double Close Funding Texas](https://swiftdealfunding.com/double-close-funding-texas)
- [Double Close Funding Florida](https://swiftdealfunding.com/double-close-funding-florida)
- [Double Close Funding Georgia](https://swiftdealfunding.com/double-close-funding-georgia)
- [Double Close Funding Houston TX](https://swiftdealfunding.com/double-close-funding-houston-tx)
- [Double Close Funding Dallas TX](https://swiftdealfunding.com/double-close-funding-dallas-tx)
- [Double Close Funding Atlanta GA](https://swiftdealfunding.com/double-close-funding-atlanta-ga)
- [Double Close Funding Las Vegas NV](https://swiftdealfunding.com/double-close-funding-las-vegas-nv)
- [Double Close Funding Phoenix AZ](https://swiftdealfunding.com/double-close-funding-phoenix-az)

### Stack Funding (Seller Carry-Back)
- [Stack Funding Texas](https://swiftdealfunding.com/stack-funding-texas)
- [Stack Funding Florida](https://swiftdealfunding.com/stack-funding-florida)
- [Stack Funding Ohio](https://swiftdealfunding.com/stack-funding-ohio)
- [Stack Funding Detroit MI](https://swiftdealfunding.com/stack-funding-detroit-mi)
- [Stack Funding Memphis TN](https://swiftdealfunding.com/stack-funding-memphis-tn)
- [Stack Funding Indianapolis IN](https://swiftdealfunding.com/stack-funding-indianapolis-in)

### Echo Funding (Transactional Down Payment)
- [Echo Funding Texas](https://swiftdealfunding.com/echo-funding-texas)
- [Echo Funding Florida](https://swiftdealfunding.com/echo-funding-florida)
- [Echo Funding Georgia](https://swiftdealfunding.com/echo-funding-georgia)
- [Echo Funding Houston TX](https://swiftdealfunding.com/echo-funding-houston-tx)
- [Echo Funding Atlanta GA](https://swiftdealfunding.com/echo-funding-atlanta-ga)
- [Echo Funding Charlotte NC](https://swiftdealfunding.com/echo-funding-charlotte-nc)

## How to Get Funded

- [How It Works](https://swiftdealfunding.com/how-it-works): 4-step process from application to wire.
- [Apply for Funding](https://swiftdealfunding.com/apply): Online application with document upload. Same-day decisions for complete files before 2 PM Eastern.
- [Frequently Asked Questions](https://swiftdealfunding.com/faq): Common questions about pricing, timing, requirements, and product differences.

## Company

- [About Swift Deal Funding](https://swiftdealfunding.com/about): Company background, team, and approach.
- [Contact](https://swiftdealfunding.com/contact): Phone, email, and business hours.

## Optional

- [Photo Credits](https://swiftdealfunding.com/photo-credits): Unsplash photographer attributions.
- [Privacy Policy](https://swiftdealfunding.com/privacy)
- [Terms of Service](https://swiftdealfunding.com/terms)