Get your wholesale double close funded today.
Same-day decisions for complete applications. $50,000 to $100,000,000+. No credit check. No income verification. Wired by 9 AM on closing day.
Submit your contracts and documents online — typical apply time is under 10 minutes.
Track record across Swift Deal Funding and partner lenders over the past 12 months.
Four ways we fund your deal
Each product fits a specific deal structure. Pick what matches your transaction — our underwriting team reviews complete applications within 24 hours.
EMD Funding
Up to $500KEarnest Money Deposits
Secure your deals with quick EMD funding during the inspection or due diligence period. No credit checks, no paperwork delays.
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Double Close
Up to $100M+Same-Day A→B→C
100% financing for wholesale double closings. Funds wired by 9 AM on closing day. Standard turnaround ~48 hours.
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Stack Funding
Up to $10MMorby Method
Cash for closing on deals with seller carry-back covering the down payment. Net $0 out of pocket options.
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Echo Funding
Up to $10MTransactional Down Payment
Fund the end buyer's down payment, repaid from seller proceeds at closing. Flat 2.5% fee.
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From application to wire in 4 steps
- Step 1
Submit application
Online form with document upload. Typical time: under 10 minutes.
- Step 2
Deal review
Underwriter verifies contracts, confirms end buyer, validates title coordination. 2-4 hours typically.
- Step 3
Approval & wire instructions
Confirmation sent in writing. Wire instructions delivered to title company.
- Step 4
Closing day
Funds wired by 9 AM. Deal closes. Funds returned end of day.
Transparent fee structure
All fees disclosed upfront in writing before commitment. No application fees, no origination fees, no hidden costs. EMD has the only upfront fees — collected after title confirms the file.
| Product | Funding Limit | Pricing | Upfront Fees | Best For |
|---|---|---|---|---|
| EMD | $500K | 5% up + 20% close, or 10% up + 0% close | Yes ($500-$1K min) | Locking up properties during inspection |
| Double Close | $100M+ | 1.25% up to $1M, lower above | None | Wholesale A→B→C double closings |
| Stack | $10M | 2.5% flat | None | Deals with seller carry-back covering down payment |
| Echo | $10M | 2.5% flat | None | End-buyer down payment funded from assignment fee |
FAQs
How fast can you fund a deal? +
Standard turnaround is about 48 hours from a complete application to wire-ready. Same-day funding is possible when applications arrive before 11 AM Eastern with all required documents — both contracts executed, end-buyer verification, and title commitment. We wire funds to the closing agent by 9 AM on the day of closing.
Do you check credit or verify income? +
No. Transactional funding is secured by the deal itself, not by personal credit or income. We do not pull credit, verify income, verify assets, or require tax returns. We verify the borrower's identity and the transaction documents.
What states do you lend in? +
All 50 US states. Closings are coordinated through licensed title companies or closing attorneys in the state where the property is located. Some states have specific documentation requirements that we review during underwriting.
How much do you charge? +
Pricing varies by product. EMD: 5% upfront + 20% at close, or 10% upfront with 0% at close. Double Close: 1.25% up to $1M, lower percentages above. Stack and Echo: flat 2.5% of funded amount. All fees disclosed upfront in writing before commitment.
Are there upfront fees? +
Only for EMD funding (after title confirms the file). Double Close, Stack, and Echo have no upfront fees — everything is collected through the closing statement on the day of close.
Have a deal to fund?
Submit your application online with contracts and end-buyer verification. Typical apply time: under 10 minutes. Same-day decisions for complete files before 2 PM Eastern.