Swift Deal Funding
Same-day funding for real estate wholesalers. All 50 states.
What we do
Swift Deal Funding is a direct private lender focused exclusively on transactional funding for real estate. We provide capital for four specific scenarios: earnest money deposits (EMD), same-day wholesale double closings (Double Close), seller carry-back down payment coverage (Stack / Morby Method), and end-buyer down payment funding repaid from assignment fees (Echo). For longer-term real estate financing, we also offer hard money and DSCR loan programs.
Who we serve
Active real estate wholesalers and investors who need fast, deal-secured funding without the friction of traditional bank lending. Our customers typically execute multiple deals per year, value speed and predictability over the lowest possible cost, and have established relationships with title companies. We work with new wholesalers on their first deal and with experienced investors closing seven-figure transactions — the deal underwrites, not the borrower's credit.
How we are different
- →Direct lender, not a broker. No intermediary fees. We make the funding decision and wire our own capital.
- →All 50 states. Many transactional lenders are regional. We fund deals from Maine to Hawaii, coordinating with licensed title companies in each state.
- →Online application with document upload. No phone tag. No fax. Submit your application in under 10 minutes, upload contracts, and get decisions in hours.
- →Transparent flat-fee pricing. No application fees. No origination fees. No hidden costs. All fees disclosed upfront in writing before commitment.
- →Same-day decisions. Complete applications submitted before 2 PM Eastern receive same-day decisions. Wire ready by 9 AM on closing day.
Our approach to underwriting
Transactional funding is secured by the transaction itself — not by the borrower's personal credit, income, or assets. We focus on what actually determines whether a deal will close: executed contracts, verified end-buyer status (where applicable), title company coordination, and the structural logic of the deal. We do not pull credit, request tax returns, or verify bank statements. What we do verify: the documents associated with the transaction and the readiness of the closing agent.
Contact
Phone: (248) 266-2931
Email: [email protected]
Applications: [email protected]
Business hours: Monday-Friday 8:00 AM - 6:00 PM Eastern. Online applications accepted 24/7.
Ready to fund a deal?
Submit your application online — we will respond within 24 hours.