States We Lend In
Swift Deal Funding provides transactional funding in every US state. Closings are coordinated through licensed title companies or closing attorneys in the state where the property is located. We are familiar with state-specific documentation requirements and adapt accordingly during underwriting.
The list below shows population and the approximate real-estate-investor market activity for each state. State-specific pages with detailed pricing and process information are being added — applications can already be submitted nationwide regardless of state-specific content availability.
Alabama
ALPop: 5.1M
Lower median home prices ($210K) make Alabama attractive for fix-and-flip and wholesale deals. Birmi...
Alaska
AKPop: 0.7M
Small but specialized market. Most transactional funding deals concentrate in Anchorage....
Arizona
AZPop: 7.4M
Phoenix is one of the most active fix-and-flip markets in the US. Strong wholesaler community across...
Arkansas
ARPop: 3.1M
Lower entry prices and growing markets in Northwest Arkansas drive consistent investor activity....
California
CAPop: 39.0M
Highest home values nationally mean larger deal sizes and higher transactional funding amounts. Stri...
Colorado
COPop: 5.9M
Denver metro has been a hot flip market for years. Strong wholesale community....
Connecticut
CTPop: 3.6M
Higher-priced markets with longer hold times. Transactional funding more common in lower-priced inla...
Delaware
DEPop: 1.0M
Small but stable market. Wilmington sees most investor activity....
Florida
FLPop: 22.6M
Among the most active wholesale and fix-and-flip markets nationally. Major hub for both retail and o...
Georgia
GAPop: 11.0M
Atlanta is one of the top three wholesale markets in the US. Strong investor education community....
Hawaii
HIPop: 1.4M
Very high home values, low transaction volume. Most deals are large multifamily or commercial....
Idaho
IDPop: 2.0M
Boise metro has seen rapid growth and corresponding investor activity....
Illinois
ILPop: 12.5M
Chicago has a deep wholesale market. Outside Cook County, downstate markets offer lower prices and a...
Indiana
INPop: 6.9M
Indianapolis is one of the most affordable major-metro markets, attracting heavy out-of-state invest...
Iowa
IAPop: 3.2M
Stable Midwest market with consistent flip activity in metro Des Moines....
Kansas
KSPop: 2.9M
Wichita and the Kansas City KS side both see steady investor activity....
Kentucky
KYPop: 4.5M
Louisville and Lexington are growing flip markets with strong wholesaler networks....
Louisiana
LAPop: 4.6M
New Orleans has unique market dynamics with historic properties. Baton Rouge offers more standard fl...
Maine
MEPop: 1.4M
Portland metro sees most investor activity. Limited wholesale market statewide....
Maryland
MDPop: 6.2M
Baltimore has a deep wholesale market with significant rehab inventory....
Massachusetts
MAPop: 7.0M
Boston-area prices push most flips outside the core; Worcester and Springfield see more wholesale ac...
Michigan
MIPop: 10.0M
Detroit has the lowest entry prices of any major US metro, driving heavy wholesale and fix-and-flip ...
Minnesota
MNPop: 5.7M
Twin Cities has a stable investor community. Cold-weather rehab considerations apply....
Mississippi
MSPop: 2.9M
Lower median prices ($170K) make Mississippi attractive for wholesale. Coastal markets active....
Missouri
MOPop: 6.2M
Kansas City and St. Louis both have deep wholesale markets with active local investors and significa...
Montana
MTPop: 1.1M
Limited inventory but rising prices in Bozeman and Missoula are creating select investor opportuniti...
Nebraska
NEPop: 2.0M
Omaha sees most investor activity with consistent flip opportunities....
Nevada
NVPop: 3.2M
Las Vegas is one of the most active flip markets in the US. Heavy out-of-state investor presence....
New Hampshire
NHPop: 1.4M
Limited inventory and competitive market. Most investor activity in southern NH....
New Jersey
NJPop: 9.3M
Higher entry prices push most flip activity to specific submarkets. Strong NYC commuter demand drive...
New Mexico
NMPop: 2.1M
Albuquerque is the primary investor market. Smaller statewide volume....
New York
NYPop: 19.6M
Outside NYC, upstate markets (Buffalo, Rochester, Syracuse) have low entry prices and active wholesa...
North Carolina
NCPop: 10.8M
Charlotte and Raleigh-Durham are among the fastest-growing US metros with active investor activity....
North Dakota
NDPop: 0.8M
Small market. Most activity in Fargo metro....
Ohio
OHPop: 11.8M
All major Ohio metros (Columbus, Cleveland, Cincinnati) are highly active wholesale markets with low...
Oklahoma
OKPop: 4.1M
Oklahoma City and Tulsa both have deep wholesale markets with affordable inventory....
Oregon
ORPop: 4.2M
Portland has the most investor activity. Stricter landlord-tenant regulations affect some strategies...
Pennsylvania
PAPop: 13.0M
Philadelphia and Pittsburgh have deep wholesale markets. Lower entry prices than other Northeast met...
Rhode Island
RIPop: 1.1M
Small but active Providence market....
South Carolina
SCPop: 5.4M
Charleston, Columbia, and Greenville all see strong investor activity. Growing markets with rising p...
South Dakota
SDPop: 0.9M
Sioux Falls is the primary investor market. Small total volume....
Tennessee
TNPop: 7.1M
Memphis is a top out-of-state investor destination. Nashville's growth attracts active flippers....
Texas
TXPop: 30.5M
Texas has the largest aggregate investor activity of any state. Houston, Dallas, San Antonio all top...
Utah
UTPop: 3.4M
Wasatch Front markets have seen rapid appreciation and investor interest....
Vermont
VTPop: 0.6M
Smallest investor market by volume. Limited wholesale activity....
Virginia
VAPop: 8.7M
Richmond, Hampton Roads, and northern Virginia all have active investor communities....
Washington
WAPop: 7.8M
Higher prices in Seattle push much flip activity to Spokane and Tacoma. Strict landlord regs in some...
West Virginia
WVPop: 1.8M
Low entry prices but limited buyer pool. Specialized wholesale market....
Wisconsin
WIPop: 5.9M
Milwaukee has the deepest investor market in Wisconsin....
Wyoming
WYPop: 0.6M
Smallest US state by population with limited investor activity outside oil-driven cycles....