Double Close Funding in Columbus, GA | Swift Deal Funding
Double Close Funding in Columbus, GA
Double close funding lets a Columbus, Georgia wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) on the same day through one closing, without using your own capital on the A-B leg. We are a direct lender: we wire the purchase money, and we’re repaid from the end-buyer’s proceeds when B-C closes hours later.
Columbus sits on the Chattahoochee River along the Alabama line and is anchored by Fort Moore (formerly Fort Benning), whose constant troop rotations drive a steady cycle of buying and selling. The metro stays affordable with a median sale price around $190,000. Wholesale flow runs through revitalizing Midtown, the historic mill-village stock of Bibb City, and the value-add neighborhoods of East Columbus. Many end buyers are service members using VA financing. Typical Columbus double closes we fund land in the $100,000–$400,000 range, with capacity up to $100M+ per transaction. We never check credit, income, or tax returns.
How Double Close Funding closes in Columbus
Georgia is a wet-funding state but an attorney-closing state: a licensed Georgia attorney must conduct the closing and disburse from the trust account — a title company alone cannot. For a double close, both the A-B and B-C legs should run through the same Columbus-area closing attorney on the same day. We wire to that attorney’s trust account by 9 AM Eastern; A-B records first, B-C follows minutes later, and our funds are repaid from the end-buyer’s proceeds — all within the same business day. Confirm same-day disbursement and sequencing with your specific firm before setting the date.
Pricing
Tiered flat fee, collected on the closing statement — no upfront or application cost:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $190K deal = $2,375 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact for structure |
You pay only if the deal funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C assignment or purchase contract
- Verified end buyer with proof of funds or a financing pre-approval letter
- Same-day closing scheduled for both legs
- A single licensed Georgia closing attorney handling both transactions (required in Georgia)
We’re a direct lender: no credit check, no income verification, no tax returns. The deal documents underwrite the funding.
A typical Columbus double close scenario
You tie up a mill-village house in Bibb City at $120,000 and line up a fix-and-flip buyer at $165,000 who plans to resell to an incoming Fort Moore family. The B-C buyer is ready to go, but you’d rather not sink your own money into the A-B leg. We wire $120,000 into your Georgia attorney’s trust account by 9 AM. The A-B leg records that morning, the seller is paid, and B-C records right after at $165,000. Our $120,000 is repaid from the end-buyer’s wire, the 1.25% fee is $1,500, and you keep roughly $43,500 less closing costs — without your capital ever leaving the bank.
Apply
Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours to wire-ready; same-day is possible for complete files in before 11 AM Eastern.
Frequently Asked Questions
Who actually closes my Columbus, GA double close — a title company or an attorney? +
A licensed Georgia attorney. Georgia is an attorney-closing state, so a title company alone cannot conduct your Columbus closing — the attorney must run both the A-B and B-C legs and disburse from the trust account. For a double close that's helpful, because keeping both legs in one attorney's office on the same day simplifies the sequencing. We wire to that attorney's trust account; confirm the firm's same-day disbursement policy locally before you schedule.
Can a double close keep up with Columbus's Fort Moore turnover? +
Yes. Fort Moore (formerly Fort Benning) PCS cycles keep Columbus inventory moving, and timelines can be tight, so we wire to the licensed GA closing attorney's trust account by 9 AM Eastern on closing day. Standard turnaround is about 48 hours from a complete file; same-day is possible when your A-B contract, B-C assignment, end-buyer proof of funds, and the attorney's commitment are in before 11 AM Eastern. We never pull credit or ask for tax returns.
Just to confirm — this is Columbus, Georgia, not Ohio? +
Correct. This funding is for Columbus, Georgia (GA) on the Chattahoochee River, home to Fort Moore — a separate market from Columbus, Ohio. Georgia's attorney-closing rule applies here: a licensed Georgia attorney must conduct both legs of your double close. We wire to that attorney's trust account and are repaid from the end-buyer's proceeds at B-C. Confirm same-day sequencing and disclosure language with your Georgia closing attorney.
Apply for Double Close Funding in Columbus, GA
Submit your application online — same-day decisions for complete files before 2 PM Eastern.