Double Close Funding in El Paso, TX | Swift Deal Funding
Double Close Funding in El Paso, TX
A double close lets you protect your spread without exposing it on a settlement statement, and in El Paso’s affordable, military-anchored market that privacy still matters even on smaller deals. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one El Paso title company.
Fort Bliss is the economic engine here, feeding a steady flow of relocating buyers and sellers into a bilingual border market. With a median sale price around $240,000, deal flow concentrates in Lower Valley value-add homes, dated Northeast ranches, and Central infill near downtown. Spreads are tighter than in Houston or Dallas, but the volume is consistent and entry costs are low. Funded amounts here commonly run $150,000 to $450,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns.
How Double Close Funding closes in El Paso
Texas closes through title companies, not attorneys, and it is a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close:
- You line up one investor-friendly El Paso title company to run both the A-to-B and B-to-C legs.
- We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs.
- The A-to-B leg funds with our money; the seller is paid and the deed moves to you.
- The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds before the file disburses.
El Paso title offices on the Eastside and Central handle this routinely. Still, confirm same-day disbursement and second-leg sequencing with your title company before you set the date.
Pricing
Tiered flat fee, collected on the settlement statement only when the deal closes:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $240K deal = $3,000 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact us |
No upfront fees, no application cost. You pay only if the transaction funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C contract or assignment to your end buyer
- Verified end buyer with proof of funds or a financing pre-approval
- Same-day closing scheduled on both legs
- A single El Paso-area title company handling both transactions
No credit check, no income docs, no tax returns. A local note: bilingual title staff are common in El Paso, which keeps a cross-border end buyer’s paperwork moving and the same-day timeline clean.
A typical El Paso double close scenario
A wholesaler ties up a Lower Valley brick home at $175,000 and has a buy-and-hold end buyer at $215,000. Rather than assign and show the $40,000 spread, the wholesaler books a double close at a Central El Paso title company that runs investor deals daily. We wire $175,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the end buyer’s $215,000. We are repaid $175,000 plus the 1.25% fee ($2,187) from proceeds. The wholesaler nets roughly $37,813 and the seller never sees the markup.
Apply
Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern.
Frequently Asked Questions
Which El Paso title companies handle same-day double closes? +
Investor-focused offices Central, on the Eastside, and out toward the Northeast run back-to-back A-to-B and B-to-C closings, and many serve a bilingual clientele on the border market. Use one office for both legs — splitting the transactions across separate title companies breaks the same-day sequencing we depend on. When you apply, give us the title contact and we coordinate the 9 AM wire and the second-leg disbursement directly. Confirm with your title company that they are comfortable funding both legs the same business day before you set the date.
Do El Paso's lower price points still leave room for a double close? +
They can. With a median near $240,000, spreads are smaller than in the big Texas metros, so a double close earns its place when the markup is wide enough to want it off the seller's settlement statement — common on Lower Valley value-add deals and Central infill. We charge a tiered flat fee, so the cost scales with the funded amount. We underwrite on your two contracts and the end buyer's proof of funds, not the price point. Confirm same-day sequencing with your title company.
Why double close instead of assigning an El Paso deal? +
To keep your spread private. Texas does not license wholesalers, but you must disclose an assignment, and an assignment fee shows on the closing docs. A double close keeps the A-to-B and B-to-C as separate transactions at one El Paso title company, so your markup stays off the seller's statement. We wire the A-to-B funds, you resell minutes later, and we are repaid from B-to-C proceeds. Confirm disclosure handling with your title company.
Apply for Double Close Funding in El Paso, TX
Submit your application online — same-day decisions for complete files before 2 PM Eastern.