Double Close Funding in Georgia | Swift Deal Funding
Double Close Funding in Georgia
Double close funding lets a Georgia wholesaler buy from the seller (A-to-B) and resell to an end buyer (B-to-C) the same day on our capital — no need to bring your own money to the table. Both legs settle through a single closing attorney, and our funds are repaid from the end buyer’s proceeds that day.
Atlanta is the engine. It consistently ranks among the top three wholesale markets in the country, backed by one of the largest investor-education and meetup communities anywhere, with deal flow spread across Fulton, DeKalb, Gwinnett, Cobb and Clayton counties. Beyond metro Atlanta, Augusta, Columbus, Savannah and Macon all produce steady volume. With a statewide median around $360,000 and metro Atlanta in the $390,000–$425,000 range, double closes here typically fund $200,000 to $800,000. We carry capacity beyond $100,000,000 per transaction for larger commercial and portfolio B-C closings.
How Double Close Funding closes in Georgia
Georgia is a wet-funding state and an attorney-closing state. Wet funding means our money disburses at signing rather than after recording, so both legs of a double close can complete the same day. The closing must be conducted by a licensed Georgia attorney — this is the single most important closing fact for Atlanta wholesalers, because a title company cannot close the table here the way it can in Florida.
For a double close, that attorney requirement works in your favor: one Georgia closing attorney handling both the A-B and B-C legs keeps the simultaneous closing coordinated and the title chain clean. Wholesaling is permitted statewide provided you disclose your equitable interest; Georgia has no wholesaler-licensing statute. Confirm the simultaneous-closing structure, funds disbursement and recording order with your Georgia closing attorney before scheduling.
Pricing
Tiered flat fee on the funded amount, collected only at closing:
| Funded Amount | Fee |
|---|---|
| Up to $1,000,000 | 1.25% |
| $1M – $10M | 1.0% |
| $10M+ | Custom |
No upfront or application fees. You pay only if the deal funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C assignment or purchase contract
- Verified end buyer with proof of funds or financing pre-approval
- Same-day closing scheduled for both legs
- A single Georgia closing attorney handling both transactions
No credit, income, or tax-return checks. Georgia note: Atlanta has many real estate attorneys who close investor and double-close deals routinely — pick one familiar with simultaneous closings.
A typical Georgia double close scenario
An Atlanta wholesaler controls a ranch home in Decatur (DeKalb County) at $245,000 (A-to-B) with an assigned flipper at $285,000 (B-to-C). One Georgia closing attorney handles both legs the same afternoon. We wire $245,000 to the attorney’s escrow account by 9 AM Eastern; the A-B leg signs, the B-C leg follows, and the $285,000 in buyer proceeds repays our funding. At the up-to-$1M tier the fee is 1.25% of $245,000 — $3,062 — leaving the wholesaler a clean spread without fronting transactional cash.
Apply
Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours; same-day wires are possible for complete files received before 11 AM Eastern.
Frequently Asked Questions
Does an attorney have to close my Georgia double close? +
Yes — and for Atlanta wholesalers this is a big point. Georgia is an attorney-closing state, so a licensed Georgia attorney must conduct the closing; an independent title company cannot close the table on its own. For a double close that's helpful, because one Georgia closing attorney can run both the A-B and B-C legs and keep the simultaneous closing tight. We wire to the attorney's escrow account by 9 AM Eastern. Confirm the structure with your Georgia closing attorney.
Which Georgia metros do you fund double closes in? +
Atlanta is one of the top three wholesale markets in the United States, and it's where most of our Georgia double-close volume sits — across Fulton, DeKalb, Gwinnett, Cobb and Clayton counties — plus Augusta, Columbus, Savannah and Macon. With a statewide median around $360,000 and metro Atlanta near $390,000 to $425,000, double closes here typically fund $200,000 to $800,000, with capacity well beyond that for larger deals.
How fast can you fund a Georgia double close? +
About 48 hours from a complete file to wire-ready, with same-day funding possible for files in before 11 AM Eastern that include both contracts, verified end buyer, proof of funds and the title commitment. Because a Georgia attorney closes the deal, schedule the same-day signing with that attorney early so both legs sign and record in proper order during one business day.
Apply for Double Close Funding in Georgia
Submit your application online — same-day decisions for complete files before 2 PM Eastern.