Double Close Funding in Indiana | Swift Deal Funding
Double Close funding in Indiana
Double close funding lets an Indiana wholesaler buy from the seller (A-to-B) and resell to the end buyer (B-to-C) the same day, through one title company, without parking their own cash in the middle leg. We wire the money that closes the A-B side and recover it from the C-buyer’s proceeds.
Indiana is a workhorse wholesale market. Indianapolis ranks among the most affordable large metros in the country, which pulls heavy out-of-state investor demand for rentals and flips, with steady additional flow in Fort Wayne and Evansville. Funded amounts here commonly run $150,000–$500,000, though many Indy deals sit lower, with capacity up to $100,000,000+ on larger transactions.
How a double close closes in Indiana
Indiana is a wet-funding state — the key advantage for double-close timing. The title company can disburse at the closing table as soon as funds and documents are in place, without waiting for the deed to record. So your A-B-C sequence runs cleanly in one sitting: A-to-B closes, B-to-C closes immediately after, and our funds are repaid from the C-side right at the table.
Indiana closes through title/escrow companies, not closing attorneys, so one title officer can run both legs and satisfy the single-agent requirement easily. Local note: Indiana’s affordable price points mean many double closes are smaller-dollar, which keeps the tiered fee proportionally low. Run any equitable-interest or assignment-disclosure questions past an Indiana real-estate attorney.
Pricing
Tiered flat fee on the funded amount, collected at close, nothing upfront:
| Funded amount | Fee |
|---|---|
| Up to $1,000,000 | 1.25% |
| $1M – $10M | 1.0% |
| Above $10M | Custom |
You pay only if the deal funds and closes.
What you’ll need
- Signed A-to-B purchase contract on the Indiana property
- Signed B-to-C resale or assignment to your end buyer
- End-buyer verification: proof of funds or a lender pre-approval
- Both legs scheduled to close the same day
- One Indiana title company handling both closings
No credit pull, no income docs, no tax returns.
A typical Indiana double close scenario
You pick up a rental-grade bungalow on Indianapolis’s east side at $115,000 and resell to an out-of-state turnkey investor for $140,000. Their lender won’t fund your A-B purchase, so you double close. We wire $115,000 to your Marion County title company by 9 AM Eastern. A-B closes, B-C closes right after at the table (wet funding), and our $115,000 plus the 1.25% fee ($1,437.50) is repaid from the C-side. Your spread nets around $23,500 — a typical affordable-Indy double close.
Apply
Upload both Indiana contracts and your end-buyer verification online. We’re typically wire-ready inside 48 hours, and same-day for complete files received before 11 AM Eastern.
Frequently Asked Questions
Can you do a same-day double close in Indiana? +
Yes. Indiana is a wet-funding state, so the title company can disburse at the closing table once funds and documents are in place — no waiting for the deed to record first. That makes a same-day A-B-C double close efficient: A-to-B closes, B-to-C closes right after, and our funds are repaid from the C-buyer's proceeds at the table. We wire to your Indiana title company by 9 AM Eastern, and same-day funding is available for complete files in before 11 AM Eastern.
Does double close funding work on low-priced Indianapolis deals? +
Yes, and Indiana is one of the best markets for it. Indianapolis is among the most affordable major metros, so a lot of double closes here fund in the low six figures — well within the 1.25% tier. The fee scales with the funded amount, so smaller Indy deals carry proportionally small fees. Out-of-state investors flood this market precisely because the numbers are accessible, and double close funding lets local wholesalers serve those buyers without using their own capital.
Do I need an attorney to close a double close in Indiana? +
No. Indiana closes through title and escrow companies rather than requiring a closing attorney, so a single title company can run both legs of your A-B-C double close. That keeps the structure simple and the single-agent requirement easy to meet. You can certainly involve an attorney for contract or equitable-interest questions, but the closing itself is handled by the title company.
Apply for Double Close Funding in Indiana
Submit your application online — same-day decisions for complete files before 2 PM Eastern.