Double Close Funding in Kansas City, MO | Swift Deal Funding
Double Close Funding in Kansas City, MO
Double close funding gives Kansas City wholesalers the capital to actually take title on the A-to-B leg, then resell to the end buyer on the B-to-C leg the same day — without exposing your spread on an assignment. Swift Deal Funding is a direct lender, so the cash that closes your purchase comes from us and is repaid out of the end buyer’s proceeds hours later.
This matters in a value market like KC. With a metro median near $240,000 and deep wholesale activity east of Troost, in Ivanhoe and Blue Hills, and in steady neighborhoods like Waldo, plenty of deals turn on a clean, quiet double close where neither side sees the other’s contract. We fund $150,000 to $500,000 routinely, with capacity well into eight figures per transaction.
How a Double Close Closes in Kansas City
Missouri is a title/escrow state, so a single Kansas City title company conducts both legs — no closing attorney is required the way it would be in Kentucky or Alabama. It is also a wet-funding state: recordable money has to sit in escrow before the deed records, which is why we wire by 9 AM Eastern on closing day.
A typical sequence: your title company holds the A-to-B and B-to-C files, our transactional funds arrive in escrow that morning, the A-to-B leg closes and records, the B-to-C leg closes immediately after, and our advance plus fee is repaid from the end buyer’s settlement proceeds — all within the same business day. Confirm same-day back-to-back recording capacity with your closer locally before you commit a timeline.
Pricing
Tiered flat fee on the funded amount, collected on the settlement statement — no upfront or application costs:
| Funded Amount | Fee |
|---|---|
| Up to $1,000,000 | 1.25% |
| $1,000,000 – $10,000,000 | 1.0% |
| $10,000,000+ | Custom |
A $300,000 KC double close runs $3,750. You pay only if the deal funds and closes.
What You’ll Need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C contract showing the end buyer
- Verified end buyer with proof of funds or financing pre-approval
- Same-day closing scheduled on both legs
- A single Missouri title company handling both transactions
Local note: line up a Jackson County title company that regularly runs back-to-back closings; KC’s investor-heavy closers do this often. No credit check, no income docs, no tax returns.
A Typical Kansas City Double Close Scenario
You lock a tired bungalow east of Troost at $135,000 (A-to-B) and have a landlord buyer at $172,000 (B-to-C). Rather than assign and reveal your $37,000 spread, you double close. We wire $135,000 to your title company by 9 AM; the A-to-B records, the B-to-C records minutes later, and the closer repays our $135,000 plus the 1.25% fee ($1,688) from the buyer’s funds. You net roughly $35,300 the same day, with the spread kept private.
Apply
Upload both contracts and your end-buyer verification online — under 10 minutes. Submit before 11 AM Eastern for a shot at same-day wiring to your KC title company.
Frequently Asked Questions
Which title company handles a double close in Kansas City, MO? +
Missouri is a title/escrow closing state, so a single Kansas City title company runs both the A-to-B and B-to-C legs of your double close. Missouri is also a wet-funding state, meaning recordable funds must be in escrow before the deed records — which is exactly why we wire transactional capital to your title company by 9 AM Eastern. Pick one closer comfortable handling back-to-back same-day closings, and we coordinate the disbursement directly with them.
How fast can you fund a double close in Kansas City, MO? +
Standard turnaround is about 48 hours from a complete file to wire-ready. For Kansas City deals submitted with both contracts, a verified end buyer, and a title commitment before 11 AM Eastern, same-day funding is realistic. Missouri's fast non-judicial trustee-sale process tends to push pre-foreclosure inventory through quickly, so we build for tight closings — funds land at your Jackson County title company by 9 AM the morning of closing.
Is a wholesaler license required to double close in Kansas City, MO? +
Missouri does not have a dedicated wholesaler license, so you do not need special licensing to assign or double close in Kansas City — confirm your specific structure with a local attorney. With a true double close you take title on the A-to-B leg and resell on the B-to-C leg, keeping your spread off the assignment paperwork. We fund the middle leg and are repaid from the end buyer's proceeds the same day. No credit, income, or tax returns reviewed.
Apply for Double Close Funding in Kansas City, MO
Submit your application online — same-day decisions for complete files before 2 PM Eastern.