Double Close Funding in Macon, GA | Swift Deal Funding
Double Close Funding in Macon, GA
Double close funding lets a Macon wholesaler buy from the seller (A→B) and resell to the end buyer (B→C) on the same day through one closing, without using your own capital on the A-B leg. We are a direct lender: we wire the purchase money, and we’re repaid from the end-buyer’s proceeds when B-C closes hours later.
Macon sits at the heart of Middle Georgia and is one of the state’s most affordable markets, with a median sale price around $160,000. That low entry point and a remarkable stock of historic homes make it a high-volume wholesale town — investors work the antebellum and early-1900s inventory of Intown Macon, the grand old houses of Vineville, and the value-add blocks of Pleasant Hill. Because price points are low, deal flow is brisk and a double close keeps each spread private. Typical Macon double closes we fund land in the $80,000–$350,000 range, with capacity up to $100M+ per transaction. We never check credit, income, or tax returns.
How Double Close Funding closes in Macon
Georgia is a wet-funding state but an attorney-closing state: a licensed Georgia attorney must conduct the closing and disburse from the trust account — a title company alone cannot. For a double close, both the A-B and B-C legs should run through the same Macon-area closing attorney on the same day. We wire to that attorney’s trust account by 9 AM Eastern; A-B records first, B-C follows minutes later, and our funds are repaid from the end-buyer’s proceeds — all within the same business day. Confirm same-day disbursement and sequencing with your specific firm before setting the date.
Pricing
Tiered flat fee, collected on the closing statement — no upfront or application cost:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $160K deal = $2,000 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact for structure |
You pay only if the deal funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C assignment or purchase contract
- Verified end buyer with proof of funds or a financing pre-approval letter
- Same-day closing scheduled for both legs
- A single licensed Georgia closing attorney handling both transactions (required in Georgia)
We’re a direct lender: no credit check, no income verification, no tax returns. The deal documents underwrite the funding.
A typical Macon double close scenario
You tie up an early-1900s house in Intown Macon at $110,000 and line up a fix-and-flip buyer at $155,000. Your buyer is committed, but you’d prefer to keep your cash free for the next acquisition rather than fund the A-B leg yourself. We wire $110,000 into your Georgia attorney’s trust account by 9 AM. The A-B leg records that morning, the seller is paid, and B-C records right after at $155,000. Our $110,000 is repaid from the end-buyer’s wire, the 1.25% fee is $1,375, and you keep roughly $43,625 less closing costs — without your capital ever leaving the bank.
Apply
Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours to wire-ready; same-day is possible for complete files in before 11 AM Eastern.
Frequently Asked Questions
Who actually closes my Macon double close — a title company or an attorney? +
A licensed Georgia attorney. Georgia is an attorney-closing state, so a title company alone cannot conduct your Macon closing — the attorney must run both the A-B and B-C legs and disburse from the trust account. For a double close that's helpful, because keeping both legs in one attorney's office on the same day simplifies the sequencing. We wire to that attorney's trust account; confirm the firm's same-day disbursement policy locally before scheduling.
Do small Macon deal sizes still make a double close worthwhile? +
Yes. Macon is one of Georgia's most affordable markets, so funding amounts are modest and the 1.25% fee on a sub-$200K deal is small — while keeping your spread off the seller's settlement statement protects your relationships. We wire to the licensed GA closing attorney's trust account by 9 AM Eastern; standard turnaround is about 48 hours, with same-day possible for complete files before 11 AM Eastern. We never pull credit or ask for tax returns.
Why double close instead of assign on a Macon deal? +
To keep your markup private. Macon's deep stock of inexpensive historic homes can produce strong percentage spreads, and an assignment puts your fee on the closing docs for the seller to see. A double close runs the A-B and B-C as two separate transactions through one licensed Georgia attorney, so your spread stays off the statement. Confirm the disclosure approach with that attorney before you schedule the closing.
Apply for Double Close Funding in Macon, GA
Submit your application online — same-day decisions for complete files before 2 PM Eastern.