Double Close Funding in Oklahoma City, OK | Swift Deal Funding
Double Close Funding in Oklahoma City, OK
Double close funding lets an Oklahoma City wholesaler complete a true A→B→C transaction — you buy from the seller (A→B) and resell to your end buyer (B→C) the same day, through one title company, without parking your own cash in the middle. Swift Deal Funding is a direct lender: we fund the A→B leg, the B→C resale closes immediately after, and our money is repaid from the end-buyer’s proceeds at the table.
This matters in Oklahoma City because the market runs on volume. OKC’s energy-anchored economy keeps a steady pipeline of working-class inventory moving through neighborhoods like Capitol Hill and the older stock near Del City and Midwest City, with a median around $200,000. Tornado- and hail-damaged roofs are a recurring reason properties trade below market and end up in a wholesaler’s pipeline — and a fast double close keeps your spread protected while end buyers line up financing.
How a Double Close Closes in Oklahoma City
Oklahoma is a wet-funding, title/escrow state, so both closings are handled by a single OKC title company or closing attorney on the same day. We wire funds to that escrow by 9 AM on closing day; the A→B records, the B→C records immediately behind it, and our funds are repaid from the end-buyer proceeds.
One Oklahoma-specific point worth flagging: the 2021 Predatory Real Estate Wholesaler Prevention Act. It requires wholesalers to hold a license or disclose their equitable interest before marketing a contract. A double close avoids the assign-and-market structure the Act targets — you actually take title before reselling — but your disclosure and marketing practices remain your responsibility. Confirm the specifics with your Oklahoma closing attorney.
Pricing
Tiered flat fee on the funded amount, collected on the closing statement — nothing upfront:
| Funded amount | Fee |
|---|---|
| Up to $1,000,000 | 1.25% |
| $1,000,000 – $10,000,000 | 1.0% |
| $10,000,000+ | Custom |
You pay only if the deal funds and closes.
What You’ll Need
- Executed A→B purchase contract
- Executed B→C assignment or purchase contract
- Verified end buyer with proof of funds or financing approval
- Same-day closing scheduled for both legs
- A single Oklahoma City title company or closing attorney handling both sides
No credit pull, no income docs, no tax returns. Local note: keep your equitable-interest disclosure consistent with the Oklahoma wholesaler act, and confirm same-day recording windows with your OKC closer.
A Typical Oklahoma City Double Close Scenario
You tie up a storm-damaged ranch near Capitol Hill at $165,000 (A→B) and have an investor end buyer at $192,000 (B→C). One OKC title company runs both closings Thursday morning. We wire $165,000 to escrow by 9 AM; the A→B records, the B→C records behind it, and the $192,000 from your end buyer repays our funding plus the 1.25% fee ($2,062.50). Your net before closing costs is roughly $24,900 — without ever exposing your own capital.
Apply
Send your two contracts and end-buyer verification through the online application. About 48 hours to wire-ready, same-day for clean files before 11 AM Eastern.
Frequently Asked Questions
Does Oklahoma's wholesaler-act affect a double close in Oklahoma City? +
It can. Oklahoma's 2021 Predatory Real Estate Wholesaler Prevention Act requires you to either hold a real estate license or disclose your equitable interest before marketing a contract. A double close sidesteps the assignment-marketing question entirely because you actually take title in the A-to-B leg before reselling — but you should still confirm your marketing and disclosure approach with your Oklahoma City closing attorney. We fund the transaction either way; the licensing and disclosure obligation is yours.
Which title company handles both closings in Oklahoma City? +
Oklahoma is a wet-funding, title/escrow state, so both the A-to-B and B-to-C legs run through one Oklahoma City title company or closing attorney on the same day. We require a single closer handling both sides so our funds move cleanly from the A-to-B purchase into the B-to-C resale. We wire to that escrow by 9 AM Central-equivalent on closing day; confirm exact recording cutoffs with your local title office.
How fast can you fund a double close on an OKC deal? +
About 48 hours from a complete file to wire-ready, and same-day when a clean package lands before 11 AM Eastern. For an Oklahoma City wholesaler that means a Tuesday-afternoon executed assignment can fund Thursday morning. We need both contracts, the verified end buyer with proof of funds, and confirmation that one title company is handling both legs on the same date.
Apply for Double Close Funding in Oklahoma City, OK
Submit your application online — same-day decisions for complete files before 2 PM Eastern.