Double Close Funding in Tampa, FL | Swift Deal Funding

Double Close Funding in Tampa, FL

Double close funding lets a Tampa wholesaler buy from the seller (A-to-B) and resell to an end buyer (B-to-C) the same day on our capital, keeping your own cash free. Both legs run through one Tampa title company, and we’re repaid from the end buyer’s proceeds at the table.

Tampa is one of the fastest-growing wholesale markets in the country, pulling steady migration and out-of-state investor money into neighborhoods like Seminole Heights, Ybor City and Sulphur Springs. With a median around $390,000, double closes here typically fund $200,000 to $600,000, and we hold capacity past $100,000,000 for larger multifamily and commercial B-C closings.

How Double Close closes in Tampa, FL

Florida is a wet-funding state and a title-company closing state — close to ideal for same-day double closes. Wet funding means our money disburses at the table once documents are signed, not after recording, so the A-B and B-C legs run back-to-back the same morning. A licensed Tampa title agent runs both legs; an attorney is optional. We wire to title by 9 AM Eastern.

Tampa’s local wrinkle is water. Much of the metro near the Hillsborough River and the bay sits in flood zones, and a financed B-C buyer may want an elevation certificate and flood-insurance quote before closing. That’s a timing item, not a funding one. Wholesaling is permitted statewide with disclosure of your equitable interest — Florida has no wholesaler-licensing statute. Confirm simultaneous-closing mechanics and same-day disbursement with your Tampa title company and a Florida attorney.

Pricing

Tiered flat fee on the funded amount, collected only at closing:

Funded Amount	Fee
Up to $1,000,000	1.25%
$1M – $10M	1.0%
$10M+	Custom

No upfront or application fees. You pay only if the deal funds and closes.

What you’ll need

• Fully executed A-to-B purchase contract
• Fully executed B-to-C assignment or purchase contract
• Verified end buyer with proof of funds or financing pre-approval
• Same-day closing scheduled for both legs
• A single Tampa title company handling both transactions

No credit, income, or tax-return checks. Tampa note: if the property is in a flood zone, have the elevation certificate and insurance quote ready so a financed B-C buyer can close on schedule.

A typical Tampa double close scenario

A wholesaler controls a 3/2 bungalow in Seminole Heights at $315,000 (A-to-B) and assigns it to a local flipper at $358,000 (B-to-C). Both legs close the same morning at an investor-friendly Tampa title company. We wire $315,000 to title by 9 AM Eastern; the A-B leg signs, the B-C leg follows, and the buyer’s $358,000 repays our funding at the table. At the up-to-$1M tier the fee is 1.25% of $315,000 — $3,938 — leaving the wholesaler a solid spread with no transactional cash out of pocket.

Apply

Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours; same-day wires are possible for complete files received before 11 AM Eastern.

Apply for Double Close · See full process