Double Close Funding in Vermont | Swift Deal Funding
Double Close Funding in Vermont
Vermont is the quietest wholesale market in the country, but deals do happen around Burlington and Rutland — and when they do, a double close keeps your spread private instead of exposing it on an assignment. Swift Deal Funding is a direct lender: we fund your A-to-B purchase so you can buy from the seller and resell to your end buyer the same day, through one Vermont closing attorney.
Funded amounts on Vermont deals commonly run $60,000 to $200,000, with capacity up to $100,000,000+ on a single transaction. We never pull credit, verify income, or request tax returns. Your two contracts and the end buyer’s proof of funds are what underwrite the deal, and there is no minimum volume — one deal is enough.
How Double Close Funding closes in Vermont
Vermont is an attorney-closing state, so a real estate attorney runs the file rather than an escrow-only title company. That suits a double close well: the attorney directly controls the order of funding and disbursement. Vermont is also a wet-funding state, so the money must be in the attorney’s trust account before anything disburses:
- One Vermont real estate attorney handles both the A-to-B and B-to-C legs the same day.
- We wire the A-to-B funds to the attorney’s trust account by 9 AM, before signing.
- The A-to-B leg funds with our cash and the seller is paid.
- The B-to-C leg closes immediately after; your end buyer’s funds arrive, you collect your spread, and we are repaid from those proceeds.
Because deal flow is thin and many properties are rural, confirm early that your attorney handles same-day investor double closes.
Pricing
Tiered flat fee, collected on the settlement statement only when the deal closes:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $120K deal = $1,500 |
| $1M – $10M | 1.0% | $1.5M deal = $15,000 |
| $10M+ | Custom | Contact us |
No upfront fees, no application cost.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C contract or assignment to your end buyer
- Verified end buyer with proof of funds or financing pre-approval
- Same-day closing scheduled on both legs
- A single Vermont real estate attorney handling both transactions
No credit check, no income docs, no tax returns.
A typical Vermont double close scenario
A Burlington-area wholesaler ties up a two-unit at $185,000 and lines up a local buy-and-hold investor at $215,000. To keep the $30,000 spread off the seller’s statement, the wholesaler double closes through a Vermont real estate attorney. We wire $185,000 to the attorney’s trust account by 9 AM. The A-to-B leg funds, the seller is paid, and the B-to-C leg closes minutes later for $215,000. We are repaid $185,000 plus the 1.25% fee ($2,313) from proceeds. The wholesaler nets roughly $27,690.
Apply
Upload both contracts and your end buyer’s proof of funds online. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files in before 11 AM Eastern.
Frequently Asked Questions
Vermont uses closing attorneys — does that complicate a double close? +
Not really. Vermont is an attorney-closing state, so a Vermont real estate attorney handles your closing rather than an escrow company. For a double close you want one attorney managing both the A-to-B and B-to-C legs the same day; because the attorney controls funding and disbursement directly, the sequencing is clean. We wire the A-to-B cash to the attorney's trust account ahead of closing and are repaid from the B-to-C proceeds. Just confirm your attorney is comfortable with a same-day double close.
Vermont is a small, rural market — can I still get funded for one deal? +
Yes. Vermont has the lowest wholesale volume of any state, concentrated mostly around Burlington and Rutland, but we fund individual transactions with no minimum monthly volume. If a deal comes together, a double close keeps your spread off the seller's settlement statement the same as it would in a big metro. Many Vermont properties are rural, so funded amounts tend to be modest, and our flat-fee pricing scales right down with them.
How does Vermont's wet-funding rule affect timing on a double close? +
Vermont is a wet-funding state, so funds must be in the closing attorney's trust account before disbursement. We wire by 9 AM the morning of closing, which puts the money in place before signing and avoids any recording-gap delay. With a complete file — both contracts, end-buyer proof of funds, and title work — standard turnaround is about 48 hours to wire-ready, and same-day funding is available for documents in before 11 AM Eastern.
Apply for Double Close Funding in Vermont
Submit your application online — same-day decisions for complete files before 2 PM Eastern.