Echo Funding in Fort Worth, TX | Swift Deal Funding
Echo funding in Fort Worth, TX
Echo funding fronts an end buyer’s down payment at closing and is repaid from the seller’s proceeds — typically your assignment fee. In Fort Worth, the blue-collar, fast-growing half of the metroplex, Echo lets you close an assignment when the buyer is short on cash, without tying up your own money.
A median sale price near $340,000 and rapid population growth keep end-buyer demand strong across the working-class housing base — from bungalows near the Stockyards and Northside to ranch homes on the east and southeast sides toward Arlington. Those steady spreads are what Echo needs, since your assignment fee must cover the funded down payment plus our flat 2.5%. Typical funded amounts here run $25,000 to $100,000, with capacity up to $10 million per transaction. We never pull credit, verify income, or ask for tax returns.
How Echo closes in Fort Worth
Texas closings go through title companies, and the wet-funding requirement escrows money before it goes out, which keeps the Echo flow tidy:
- You provide the purchase contract and the assignment that lists your fee.
- We make sure the assignment fee covers the funded down payment plus the 2.5%.
- The down payment is wired to your Fort Worth title company so the buyer’s cash-to-close is handled.
- On closing, our funded amount plus 2.5% comes back to us out of the seller’s proceeds at the table.
Investor-active offices near downtown, the Stockyards, and toward Arlington handle this routinely. Confirm the disbursement order with your title company before closing.
Pricing
Flat 2.5% of the funded amount. No application fees, no origination fees, no upfront cost — collected through the closing statement.
What you’ll need
- Executed purchase contract
- Executed assignment contract showing your assignment fee
- Assignment fee large enough to cover the funded down payment plus the 2.5% fee
- Title company prepared to disburse seller proceeds with Echo repayment included
- All parties aligned on the closing timeline
A local note: with foundation issues common in older Fort Worth stock, a buyer who has priced in repairs and has financing ready keeps the closing and Echo repayment on schedule.
A typical Fort Worth Echo scenario
A wholesaler assigns a Northside bungalow at a $315,000 end-buyer price with a $32,000 assignment fee. The fix-and-flip end buyer is short $25,000 on the down payment. Echo wires that $25,000 to the title company. At closing, we are repaid $25,000 plus the 2.5% fee ($625) — $25,625 — directly from the $32,000 assignment fee. The wholesaler nets about $6,375, the buyer closes with less cash out of pocket, and no personal capital was tied up.
Apply
Submit your purchase contract and assignment online. We verify the assignment fee covers the funded amount before approval. Standard turnaround is about 48 hours.
Frequently Asked Questions
How does Echo funding help a Fort Worth assignment close? +
Echo fronts the end buyer's down payment and is repaid from the seller's proceeds — your assignment fee — at the closing table. On a Fort Worth deal where a fix-and-flip buyer is short on cash to close, we wire the down payment to the title company, the deal closes, and we collect our funded amount plus a flat 2.5% out of your assignment fee. The fee just needs to clear the funded down payment plus 2.5%. Confirm the disbursement order with your Fort Worth title company before closing day.
Do older Fort Worth homes with foundation issues affect Echo? +
Echo funds the down-payment cash, so foundation concerns matter to your end buyer's lender, not to us. Clay soil makes foundation movement common in older east and southeast Fort Worth stock, and a flagged report can slow a financed buyer. We underwrite the contract and assignment, not the property condition, but a buyer who has accounted for repairs and has financing ready keeps the closing — and our repayment — on schedule. Confirm any engineer's report and lender conditions with your title company before you set the date.
Should a Fort Worth wholesaler use Echo or Stack? +
Use Echo on a clean assignment where your fee covers the funded down payment plus 2.5% — common on blue-collar Northside and southeast Fort Worth flips with solid spreads. Repayment comes from seller proceeds the same day at the title company. Use Stack when the seller carries financing and a recorded second-position note repays us instead. Both front cash at closing; Echo is the simpler route for a standard assignment. Confirm which structure fits your deal with your title company.
Apply for Echo Funding in Fort Worth, TX
Submit your application online — same-day decisions for complete files before 2 PM Eastern.