EMD Funding in Nevada | Swift Deal Funding
How EMD funding works in Nevada
EMD funding fronts the earnest money so you can lock a Nevada property under contract without committing your own cash. Swift Deal Funding sends the deposit — usually $5,000–$25,000, and Nevada’s higher prices push it toward the upper end — straight to your escrow company, typically within 24 hours of a complete file. The deposit must stay refundable under your contract’s contingencies, which is what protects you and us.
In Nevada this is genuinely a competitive weapon. Las Vegas and Henderson are among the most active flip markets in the country, with heavy out-of-state and cash-buyer presence. The state’s roughly 3.19 million residents are concentrated in Clark County, where good listings draw multiple offers within hours. Showing up with funded earnest money lets you compete without draining working capital across simultaneous deals.
How an EMD deal closes in Nevada
Nevada is an escrow-closing state, so we wire the deposit straight to your escrow company. It is also a dry-funding state — that rule affects when sale proceeds disburse at closing, not how your earnest money is held during the contract period. Your deposit sits in escrow under the contract terms either way.
Nevada has no wholesaler-licensing law, so disclose your equitable interest as standard practice. Confirm the refundable EMD language and the escrow company’s handling with your escrow officer — or a Nevada attorney — before you fund.
Pricing
| Option | Upfront | At close | Best for |
|---|---|---|---|
| A | 5% of EMD (min $500) | 20% of EMD | High close-through rates |
| B | 10% of EMD (min $1,000) | 0% | Predictable cost (popular) |
What you’ll need
- Executed purchase contract with refundable EMD language
- Nevada escrow company contact
- Written confirmation from escrow that the EMD is refundable per the contract
- Your ID
No credit check, no income verification, no tax returns.
A typical Nevada EMD scenario
A wholesaler finds an under-priced Las Vegas flip and needs to bind it fast against cash competition with a $15,000 earnest deposit, but the cash is committed elsewhere. EMD funding wires $15,000 to the escrow company within a day. Under Option B the cost is a flat $1,500. The investor locks the property, completes due diligence, assigns to an end buyer, and never pulled from working capital.
Apply
Submit your contract and escrow-company contact online — usually under ten minutes. Same-day wire is possible for complete files before 11 AM Eastern.
Frequently Asked Questions
How fast can you fund earnest money for a Las Vegas deal? +
We wire the earnest money directly to your Nevada escrow company within about 24 hours of a complete application and written confirmation that the deposit is refundable under your contract. Nevada closes through escrow companies, so we coordinate straight with your escrow officer in Las Vegas, Henderson, or Reno. Same-day delivery is possible for complete files in before 11 AM Eastern — useful in a market where strong listings get multiple offers fast.
Does dry funding affect my Nevada earnest money deposit? +
Not the deposit itself. Nevada's dry-funding rule governs when escrow disburses sale proceeds at closing — it does not change how earnest money is held during the contract. Your EMD sits with the escrow company under the contract terms, and as long as those terms keep it refundable through inspection or due-diligence contingencies, it is returned if you cancel within them. We require written confirmation from escrow that the EMD is refundable before we fund.
What does EMD funding cost on a Nevada deal? +
Two options. Option A is 5% of the EMD upfront (minimum $500) plus 20% at closing — better for high close-through volume. Option B is 10% upfront (minimum $1,000) with nothing at close — the popular choice for predictable per-deal cost. Nevada deposits run larger; on a $15,000 earnest deposit, Option B costs $1,500 flat. We do not check credit, income, or tax returns — the contract and refundable-EMD confirmation underwrite it.
Apply for EMD Funding in Nevada
Submit your application online — same-day decisions for complete files before 2 PM Eastern.